IGA – Income Generating Activities
Income Generating Activities are comparable to the principle of microcredit. Individuals are offered a reasonable amount of capital to start off a business that gives them the opportunity to earn their own income, for example through livestock breeding, a small shop or café, or the purchase of a sewing machine. What sets this project apart from other microcredit programs is a sense of community; the villagers decide collaboratively who is considered next for a credit. The amount has to be repaid after a certain time, so that other community members may profit from the program. Some of the small business owners that arise from the project have previously taken part in literacy programs of Nigat, in order to learn the necessary reading, writing, and arithmetic skills. Many families have already profited from IGA.